Auto Insurance
A fender bender, a stolen car, a hailstorm. I show you which part of a policy answers each one and where a deductible fits.
Auto, home, health and life insurance each do a different job. I explain what every policy handles, so you can choose with a clear head.
Explore InsuranceA fender bender, a stolen car, a hailstorm. I show you which part of a policy answers each one and where a deductible fits.
The roof and walls are one thing. Your furniture, tools and electronics are another. I help you put a sound number on each.
Checkups, prescriptions and a night in hospital add up in their own way. Bring a usual year and I point to plans that suit.
Who would carry the mortgage, the school fees, the weekly bills? Term or whole life, I explain how either one answers that.
Most households carry more than one policy, and each was likely bought at a different time. I look at all of your insurance as one picture, so every policy has a clear job to do.
Each of your policies is looked at by itself first. Then I check where one leaves a gap that another was meant to fill.
An old declarations page, a renewal letter or a rough monthly budget gives me plenty to go on. Anything missing can wait until it matters.
A policy that fit two summers ago may not fit now. Deductibles, limits and the people named on each policy all drift out of date. I help you bring every one of them back in line.
A new car, a move or remodel, a change of job, a growing family. Any one of these is reason enough to look at your auto, home, health and life insurance again.
Review Insurance
My auto policy had gone untouched since my first car. Now I know what every part of it actually pays for.
After the kitchen remodel I learned my home insurance had not kept up, and what to raise with my insurer.
Choosing a health plan alone after a job change felt like guessing until each option was explained to me.
I kept putting off life insurance. Hearing term and whole life explained in one sitting got me to decide.
No. Plenty of people start with only a car or only a health plan. I bring up another policy when what you describe clearly touches it.
Whatever is easy to find: a current declarations page, your vehicle details, a rough idea of what the house would cost to rebuild, or what you spent on medical care last year. None of it is required.
They work alike but are often set differently. An auto deductible is usually a flat dollar amount per claim. A home deductible can be flat too, though wind or hail damage is sometimes set as a share of the insured value of the house.
That depends on who relies on your income. Workplace life insurance is often tied to salary and usually ends when the job does. I help you add up what your household would need and see how far that amount would stretch.
Yes. A car accident can draw on auto insurance for the vehicle and health insurance for the hospital bill. A break-in may involve home insurance for the house and auto insurance if the car was taken as well.